Latest Articles

Can a budget for pets be included in a Debt Management Plan?

A budget for pet expenses can be included in a Debt Management Plan. What expenses are reasonable? What if you need to spend more on your pets?

How much can be included for pets in IVA living expenses?

You can include a budget for the cost of keeping pets in your IVA living expenses. What are the allowable expenses? What of your pets cost more?

Is Bankruptcy advertised in the newspaper?

Bankruptcy is not generally advertised in the newspaper. When did this rule change? Where is Bankruptcy recorded? Who is likely to find out?

Prevent personal debt with better financial management

One in four consumers is in urgent need of a financial plan if they are to avoid falling into debt in 2012, the Consumer Credit Counselling Service (CCCS) has warned.

Important Debt Management Plan questions answered

Answers to key questions: Which debts are included? Can you change management companies? Affect on your bank account. Cost. What happens to joint debts?

New proposals could reduce the cost of Bankrutpcy

The Business minister Edward Davey MP has announced proposals – called Reform of the Process to Apply for Bankruptcy – which aim to save time and money when it comes to “simpler” bankruptcy cases.

How to complete a Bankruptcy living expenses budget

Completing your Bankruptcy living expenses correctly is vital. What is the information used for? Bankruptcy expenses guide. What if you need to spend more?

Students should think twice before getting into debt

Student debt can become a serious problem after graduation. Why is it difficult to repay student debt after Graduation? Why do debt levels often increase?

UK personal debt figures fall in Q3 2011

Surprising fall in the number of people insolvent in Q3 2011. Why are Bankruptcies falling? Are personal finances improving? Future predictions.