Latest Articles

Will an IVA stop a Bailiff?

When is a bailiff used? Can you include a bailiff debt in an IVA? What can you do while your IVA is being implemented?

Settle Debt Early in a Debt Management Plan

Can you settle debt early during a debt management plan? The best time to do this. How much cash do you need? Do all debts have to be settled at same time?

New Car during a Debt Management Plan

Can you buy a new car during a Debt Management Plan. How to get a vehicle loan. Can you reduce or suspend your payments to pay for a new car?

How will I pay my mortgage if interest rates rise?

When will interest rates go up? How to prepare for higher mortgage payments. Options for paying your mortgage by reducing payments to other debts.

When should I use an IVA

Is an IVA suitable for you? How much debt is required? Is your income sustainable? How will your home be affected? What of you are a Company Director?

When should I use a Debt Management Plan

Is a Debt Management Plan a suitable debt solution for you? How long will the Plan last? What happens to your property in a DMP?

Keep your Debt Management Plan or change to IVA?

If you are unhappy with your Debt Management Plan why might you change to an IVA? Should you stop your DMP and change to IVA?

Doorstep Loans – A Useful Service or Debt Trap

What is a doorstep loan? The advantages and disadvantages of doorstep loans. Should you take a doorstep loan?

If I split from my partner am I responsible for their debt

Normally you are not responsible for your partner’s debt. Who is responsible after a relationship breakdown? Are they liable if they spent the money?