Latest Articles
How different debt solutions affect your credit score
How will a Debt Management Plan affect your credit rating? Will your credit rating be affected any worse if you start an IVA or go Bankrupt?
Can I be Responsible for Someone Else’s Debt?
Are you responsible for a spouse or partner’s debt? What if they use debt management? The impact on joint homeowners. Joint debt and personal guarantees.
Should I go Bankrupt
Is Bankruptcy right for you? Will you lose your home? Will you have to sell your possessions? What if your a company director?
Write off a Mortgage Shortfall by going Bankrupt
What is a mortgage shortfall? Can it be included in bankruptcy? How to write off a shortfall by going Bankrupt. Should you sign a Deed of Assignment?
Should I take a loan to consolidate my debt?
Consolidation is often the first thing you try to manage debt. What are the benefits of a consolidation loan? Can consolidating make a debt problem worse?
Beat debt using some simple money management techniques
Better manage your money using some simple techniques. How to understand your budget. Tips for keeping track of your spending. Advice about how to save.
IVA if Living with Parents
If you are living with parents and start an IVA will their property be blacklisted? Are you allowed to pay them rent? Will they be liable for your debt?
Pay Rise during Bankruptcy
What to do if you get a pay rise during Bankruptcy. Can you keep the extra money? What if you already have an IPA? The effect if you are already discharged?