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"I have been ignoring my debt for a long time. Speaking with others on the Beat My Debt forum has really helped me come to terms with my problem and implement a solution to resolve it."
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Individual Voluntary Arrangement (IVA)

If you have debts of £15,000 or more, an IVA could mean you are completely debt free in 5 years

In this section you will find everything you need to know about Individual Voluntary Arrangements in the UK. Use the 'More Information' links on the left hand side for detailed information. Below are links to expert articles and forum posts about IVA's.

If you want to know if an Individual Voluntary Arrangement is the right option for you, complete the 'Can I do an Individual Voluntary Arrangement?' form below and we will tell you. If you would like to discuss an Individual Voluntary Arrangement or start one, you can use these buttons: