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Can you included electric and gas arrears in an IVA? What if your bills are in joint names? How do you pay future bills?

What is the advantage of a lump sum (full and final settlement) IVA? How much do you have to pay? Where can you get the required money?

An IVA can help if you cannot pay your mortgage. Will it be easier to make the mortgage payments? How is your home protected? Do you have to release equity?

What happens to an Attachment of Earnings in an IVA? Can an IVA stop it? Can it be issued after an IVA starts? What about creditors not included?

Can I include rent arrears in an IVA? Current landlord? Previous property? Clearing arrears and maintaining ongoing rent payments.

Are IVA payments lower than bankruptcy payments? How are they both calculated? Why pay an IVA for 5 years rather than go bankrupt?

Which has the highest monthly payments? How is your home affected by each? Which affects your credit rating more IVA or Bankruptcy? Who finds out?

Find out which is the best debt solution for you. Should you start a Debt Management Plan? What about an IVA? Could Bankruptcy be the best option?

Can students do an IVA? Becoming a student while in an IVA. Student loans and your IVA. Alternative debt solutions for students.