James's Blog

  • 05 Aug 2015 Stop your IVA and go Bankrupt
  • Can you stop your IVA and go Bankrupt? What are the implications of bankruptcy? What if you are a home owner? What happens to money already paid into the IVA?

Rambling On's Blog

  • 04 Aug 2015 Bankruptcy 9 Months in
  • Hi there Well it is now 9 months since I went bankrupt. With any luck it is only 3 months until I am discharged……. The time really has passed quickly. So what has been going on? Well I have been paying my income payment agreement of £100 per month on time. My wife and I […]
  • 17 Feb 2015 Meeting with the Official Receiver
  • Hi again So its now over 3 months since I was made Bankrupt. Time really flies and I can honestly say it is the best decision I have ever made. I thought I would write a bit about my meeting with the Official Receiver. That was what I was really worrying about and I expect […]

Sandy's Blog

  • 19 Aug 2015 Living on a budget
  • Hi all Well the first year of my IVA is nearly over. I cannot believe it was September last year when it was accepted. The time has gone really quickly. I am pleased to say that everything has gone really well. I have been making my payments on time and I am certainly feeling less […]
  • 26 Jan 2015 Three months into my IVA
  • With Christmas I have not had a chance to update my Blog here so I thought it was about time I let you know how I am getting on. So my IVA has been running for just over 3 months now and what a relief it is to say the least.  I made my first […]

Treading Water's Blog

  • 29 Mar 2018 Who will Find Out about my Debt Management Plan?
  • Who is told you have started a Debt Management Plan? Does your Bank have to be involved? Will your employer find out? Do you have to tell your landlord or mortgage company?
  • 29 Aug 2016 Tax Credits Overpayments and an IVA
  • Can tax credits overpayments be included in an IVA? Will HMRC accept the proposal? What if the overpayments are in joint names? Is an IVA the best solution for tax credits overpayments?