Monthly Archives: September 2011

The top IVA myths uncovered including does your partner have to pay? Can you get a mortgage in the future and is your house ever at risk?

Top IVA questions answered. How much will you pay? How long will the IVA last? Will you lose your house? How is credit rating affected? Who will find out?

You have rights if you are contacted by a debt collector. What should you do? Can a collector come to your home? How to complain against harassment.

There are different options to pay off summer debts. Will budgeting help? Should you start a Debt Management solution? How to save for next year.

There are options for resolving debt if you are unemployed. Start a Debt Management Plan? What about Bankruptcy? Can you settle debt with redundancy money

There are options if you are struggling to pay your rent. Can you reduce other expenses? Can Debt Management help? What if you already have arrears?

Prepaid debit cards are popular with people who are struggling with debt. What are the disadvantages? Is there an alternative? Why use a prepaid card?

Your employer is not told if you go bankrupt. Could they find out? Will bankruptcy affect your job in any way? Why are employers details asked for?

You can include your reasonable expenses in an IVA budget. What is reasonable? What if you need to spend more? What if the required IVA payments are too much?