We provide you with accurate, impartial and professional debt solutions
We provide you with accurate, impartial and professional debt solutions

Debt Management Plan

  • Need support with a Debt Management Plan?
  • Everything you need to know about the DMP solution is available here.
  • Want to find out if it is right for you and what it will cost?
  • Get advice and information on how to get started.

Individual Voluntary Arrangement

  • Thinking about starting an Individual Voluntary Arrangement?
  • All the information you need about the IVA debt solution.
  • How much debt is written off and what will you have to pay?
  • If you want to get started here's how.


  • Trying to decide if Bankruptcy is the right thing for you?
  • Find out what really happens and how you could benefit.
  • What really happens to things like your car and your home?
  • Step by step guide for declaring yourself Bankrupt.

Debt Relief Order

  • If your debt is less than £15,000 you are not a home owner and on a low income then a Debt Relief Order could be ideal.
  • Find out if this little known debt solution is right for you.
  • The criteria you need to meet and what you need to do to apply.

Our Team

Are you struggling with debt? Would you like to get the right solution in place to sort the problem out once and for all? My team and I are here to help you do just that.

James Falla, Managing Director My name is James Falla and I am the Managing Director here at BeatMyDebt. I have over fifteen years of experience working with people and small businesses to solve their debt problems. During this time I have helped 1000s of individuals to get out of financial difficulty by using Debt Management Plans, Individual Voluntary Arrangements and Bankruptcy.

I write many of the articles published on this website and am the author of the well received book about dealing with debt: IVA, Bankruptcy and Other Debt Solutions.

On numerous occasions I have also been called upon to offer my experience about resolving personal debt problems on television and radio programmes such as the BBC 1 o’clock news, Sky News and BBC Radio’s Wake Up to Money.

I am hands on and work directly with many of our clients. In this way I make sure the service we provide is reliable so you can trust and count on us to ensure that you become debt free as soon as possible.

Please use the resources on this site or call us on 0800 077 6180 for more advice.


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