Is it possible to get a Mortgage in an IVA? Could you buy your first property? Can you settle your IVA early by releasing equity? Can you move house?
What is an IVA payment break? How are missed payments made up? What if you miss a payment without agreement? Options if your payments are too high.
What is a Windfall? Can the money received by used to pay an IVA early? Can you ever keep any of the cash? When do the IVA Windfall restrictions end?
Is a standard amount of debt written off in an IVA? How much could you write off? Can the amount change? Will you write off less if you are a home owner?
What is a Joint IVA. Do both partner’s creditors have to agree? Is a Joint IVA always right for a couple? What if you split up during the Arrangement?
Can a Company Director start an IVA? What if you are a sole trader? Will you be able to maintain your business bank account?
Can you keep your Car if you start an IVA? What happens if it is on HP or a Lease Agreement? When can you include car finance debt in an IVA?
Is an IVA available if you are self employed? What if the business has just started? Is the bank account affected? Can you use any credit facilities?
The paperwork required for an IVA. Do you need a written home valuation? Does your Partner have to provide paperwork? What is needed for an Annual Review.
Is it possible to stop an IVA? Why might you want to? What are the implications if you are a home owner? What happens to the payments you already made? How to stop an IVA.