Can I include rent arrears in an IVA? Current landlord? Previous property? Clearing arrears and maintaining ongoing rent payments.
DMP debt write off? Debt write off during a DMP with a lump sum. How much can be written off. Options for getting a lump sum together.
Will HMRC agree to a Debt Management Plan? Can you leave tax debt out of your Plan? What alternative solutions are available?
The problems with Debt Management. How long to pay your debt off? Interest, charges, costs and credit rating? Legal protection for you and your home.
Are IVA payments lower than bankruptcy payments? How are they both calculated? Why pay an IVA for 5 years rather than go bankrupt?
If you get a new debt during an IVA there are different options. Pay it off with a payment break. Add it to the Arrangement. Cancel IVA and start again.
Find out which is the best debt solution for you. Should you start a Debt Management Plan? What about an IVA? Could Bankruptcy be the best option?
Is it possible to include a payday loan in an IVA? How to stop your payday loan repayments. Will you be accused of fraud?
What can you do if you can’t afford the rent. Finding the root cause of the problem. Explore income & benefits and reducing expenses. Reduce debt payments?