Latest Articles

Should I wait for my creditors to make me Bankrupt

Will your creditors make you Bankrupt? Is it better to do it yourself? Which creditors are likely to take this action against you?

What if I get a pay rise during my Debt Management Plan

Do you have to increase your payments after getting a pay rise? Can you save the extra money? Could you change to a different solution?

Tax debt – Is an IVA or Bankruptcy best

Can tax debt be included in an IVA? Is this debt written off if you go bankrupt? What about using a debt management plan?

Can I save while in a Debt Management Plan

Saving in a DMP is allowed but how do you do it? How much can you save? Should you increase your payments rather than save?

Can a payday loan be included in Bankruptcy

What happens to a payday loan if I go bankrupt? If I took a loan recently and go bankrupt is is fraud? Can I get a payday loan while I am Bankrupt?

Coronavirus – Can’t pay my IVA

What can you do if coronavirus means you can’t pay your IVA? Suspend your payments. Make reduced payments. Change to a different debt solution.

Options if you can’t pay your DMP

Can’t pay your DMP? Take a payment break. Reduce your payments. Stop your debt management plan and go bankrupt

What will happen to my DMP if I miss payments

What will creditors do if you miss payments from your debt management plan? How will your DMP company react? Will your plan be extended?

Options if you have lost your job during an IVA

Lost your job during your IVA? Can you reduce your payments? Could you settle the IVA early? Is changing to a different solution an option?