Latest Articles

Can my IVA Payments Increase

Your IVA payments can change if your circumstances change. What if my pay increases or decreases? What if I lose my job? What if my living expenses change?

Remortgage to pay off IVA Early

Can you remortgage to pay off an IVA early? How much do you need to raise? Is there sufficient equity in your property? What will your new mortgage cost?

Company Director and IVA

Can you do an IVA if you are a company director? What happens to company debts? How will your company be affected? Alternative debt solutions for directors.

Can I reduce my IVA Payments?

Can I reduce my IVA payments?
When is this possible? What is the impact of reducing payments? Other options?

Can I stop paying my IVA and declare myself Bankrupt?

Can I stop paying the IVA and go Bankrupt. Is Bankruptcy a good alternative to an IVA? What happens to money already paid into the IVA?

My IVA is failing, what can I do?

What can you do if your IVA is failing? Should you take a payment holiday? Can your payments be reduced? What are the options if you let your IVA fail?

Will HMRC Accept my IVA

Can HMRC debt be included in an IVA? Does the reason for the debt affect the decision? What if you are a home owner? Options if HMRC reject your IVA.

Can I settle an IVA with a Redundancy Payment?

It might be possible to settle your IVA with redundancy money. How much will you have to pay? What if you can get a new job? Is it possible to hide the money?

Should I start a Debt Management Plan?

How a Debt Management Plan (DMP) works. Main differences to formal solutions. What situations are best suited with a DMP. How does a DMP effect my home.