Options if you can’t pay your mortgage after the coronavirus payment break. How can your lender help? Reduce other debt payments to free cash
What happens if you discover a forgotten debt after you go bankrupt? Can a mortgage or car finance shortfall be added later? What if you get a new debt?
An IVA can help if you cannot pay your mortgage. Will it be easier to make the mortgage payments? How is your home protected? Do you have to release equity?
Are payday loan payments reduced by a DMP? Can you leave the loan out of your Plan? Is it possible to get a payday loan during a DMP?
Using an IVA if you are self employed. Should you think about going bankrupt? Is a Debt Management Plan and option?
Will your creditors make you Bankrupt? Is it better to do it yourself? Which creditors are likely to take this action against you?
Do you have to increase your payments after getting a pay rise? Can you save the extra money? Could you change to a different solution?
Can tax debt be included in an IVA? Is this debt written off if you go bankrupt? What about using a debt management plan?
Saving in a DMP is allowed but how do you do it? How much can you save? Should you increase your payments rather than save?