Bankruptcy or IVA – Affect on your home. Which is worse for your credit rating? Can you keep your car? Upfront cost and monthly payments
What are the bankruptcy spending restrictions for 2022? Do you keep control of your money when bankrupt? What if you need to spend more?
Is council tax debt written off if you go bankrupt? Does a joint account holder still have to pay? What happens to this year’s bill?
Can you change your IVA payments to pay less? What if your IVA company won’t help? Will your IVA end sooner if you pay more?
How do you change your IVA to a different solution? How much will you still owe? Should you change to a debt management plan or go bankrupt?
How can debt management help pay mortgage arrears? Can your lender reduce your payments? What happens if you simply can’t pay your mortgage?
Is it better to save or pay off your debts? How much should you put aside each month? How can you save if you are struggling with debt?
What happens to if you get inheritance during a debt management plan? Can you pay off your debt? What if you can’t afford to pay everyone?
How much do you have to pay to settle your debt management plan early? When is the best time to do it? Can you settle debts one at a time?