Find out which is the best debt solution for you. Should you start a Debt Management Plan? What about an IVA? Could Bankruptcy be the best option?
Is it possible to include a payday loan in an IVA? How to stop your payday loan repayments. Will you be accused of fraud?
What can you do if you can’t afford the rent. Finding the root cause of the problem. Explore income & benefits and reducing expenses. Reduce debt payments?
What happens to pension payments you already get if you go bankrupt? Is your pension fund at risk? Can you be forced to withdraw funds?
Will you have to release any home equity if you do an IVA. How much are you expected to release? What if there is no equity in your property?
What happens if you make bigger IVA payments? Do you have to increase your payments if you can? How can you pay an IVA early?
The options if you can’t pay your IVA. Can you reduce your payments? Should you take a payment break? Can you stop the IVA and do something else?
What is a windfall? Can you keep any windfall received during the Plan? Could you use it to settle your Plan early?
What is the minimum payment for a DMP? Can you increase the payment once agreed? What if you cannot afford the minimum? What are the other options?