Yearly Archives: 2015

Your property could be at risk if you pay unsecured debts over your mortgage. How to manage your unsecured debts so that your home is protected.

How to decide who to turn to for debt advice. The internet is a great place to start. Speak to different debt companies. Should you use a Charity?

What is voluntary repossession? How to carry out voluntary repossession. How to deal with any mortgage shortfall after voluntary repossession of a property

Are you allowed to get a Payday loan while Bankrupt? Is it a good idea? Can the new loan be added to your Bankruptcy? How to avoid borrowing while Bankrupt.

It is never to late to consider a Debt Management Plan. When is the Plan suitable? What if you already have a CCJ? How do you start a DMP?

You must not pay unsecured debts over your Mortgage. If you do not pay your mortgage your home could be repossessed. Debt management options which will help.

Will PPI claims reduce the length of an IVA? Could claims extend the length? Do you have to make PPI claims during an IVA? Claiming after IVA completed.

Why did the number of people with debt problems fall in 2014? Despite this IVA numbers increased to record levels – Why? Will the overall trend continue?

Housekeeping budget guidelines for a Debt Management Plan. What if you spend more? Can you include a budget for children over 18?