Options if you are made redundant during an IVA? Can it be settled early? What if you don’t get redundancy pay? What if a partner loses their job?
Can you start a Debt Management Plan if you live abroad. Can you get help to set up the Plan? The affect on your local credit rating. Is using a DMP better than ignoring the debt?
Does your partner have to pay your debts if you start an IVA? How is joint property affected? What of you have joint debts? Can you still pay your partner’s debts?
Are you responsible for a spouse or partner’s debt? What if they use debt management? The impact on joint homeowners. Joint debt and personal guarantees.
Can tax credits overpayments be included in an IVA? Will HMRC accept the proposal? What if the overpayments are in joint names? Is an IVA the best solution for tax credits overpayments?
What to do if you get a pay rise during Bankruptcy. Can you keep the extra money? What if you already have an IPA? The effect if you are already discharged?
What happens to a Guarantor Loan if you go Bankrupt? Can you continue paying the loan? What if you pay it off beforehand? What if you are a Guarantor for someone else?
When is a bailiff used? Can you include a bailiff debt in an IVA? What can you do while your IVA is being implemented?
Debt allowed in a Debt Relief Order increases to £20,000. Who can use a Debt Relief Order. Find out if you qualify. What are the downsides of this solution?