Latest Articles

Can my IVA Payments Increase

Your IVA payments can change if your circumstances change. What if my pay increases or decreases? What if I lose my job? What if my living expenses change?

Remortgage to pay off IVA Early

Can you remortgage to pay off an IVA early? How much do you need to raise? Is there sufficient equity in your property? What will your new mortgage cost?

Company Director and IVA

Can you do an IVA if you are a company director? What happens to company debts? How will your company be affected? Alternative debt solutions for directors.

Can I reduce my IVA Payments?

Can I reduce my IVA payments?
When is this possible? What is the impact of reducing payments? Other options?

Will HMRC Accept my IVA

Can HMRC debt be included in an IVA? Does the reason for the debt affect the decision? What if you are a home owner? Options if HMRC reject your IVA.

Inheritance during an IVA

How is inheritance treated in an IVA? Can I keep some of my inheritance? Could my IVA finish early? Should I delay my IVA?

Stop your DMP and Start an IVA

Should you stop your DMP and start an IVA? Will your debts be paid faster? Will your monthly payment change? What happens to your home and credit rating?

Company Director and Bankruptcy

Can a company director go bankrupt? Are the company credit facilities affected? What if the company also has debt? Run your business as a sole trader.

Can I pay off a debt before going bankrupt

Making preferential payments in Bankruptcy? Can I pay family first? When is a payment not preferential? Consolidating debts before Bankruptcy?