Hello, I’m Treading Water and this is my debt story

Hi everyone I’m Treading Water and I have agreed to write a blog for BeatMyDebt.com after they helped me to do a Debt Management Plan two years ago. I also post in the forum to pass on my experiences where I can.
When I started my plan I had a total of £25000 debt, no big dramas, just years of spending a little bit more than I was earning. I decided to do a DMP because I wanted to repay my debts (I spent the money, I should pay it back) and I own a property with a little bit of equity so the alternatives meant I would have to move, and I love my little garden too much for that!
So, as I reach milestones in my debt journey I will tell you all about it – hope it helps :)

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