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Can you stop your Debt Management Plan if it is not working? How easy is it to change to an IVA? What are the advantages and disadvantages of the IVA?

Are you allow to pay off a Debt Management Plan early? What is the best way to do it? Do all your debts have to be paid at the same time?

Are you allowed to take a holiday during a Debt Management Plan? What is the best way to pay for it? Can you miss payments? Can save towards a holiday during your Plan?

Can you settle debt early during a debt management plan? The best time to do this. How much cash do you need? Do all debts have to be settled at same time?

Can you buy a new car during a Debt Management Plan. How to get a vehicle loan. Can you reduce or suspend your payments to pay for a new car?

You do have options if your DMP is not working. Can you change your payments or management company? Is there a more suitable debt solution for you?

Your creditors can still chase you if you are in Debt Management Plan. What if they do not agree with the Plan? The risk of getting CCJ or Charging Order.

Options if creditors still add interest during your Debt Management Plan? What can you do if creditors refuse to stop their interest and charges?

If you split up you will normally want to stop a joint Debt Management plan. Can you start a new individual plan? What happens to joint debts?