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Options if you have borrowed a new Payday loan during your IVA. Can you add the loan? How could a payment holiday help? How to avoid borrowing during an IVA.

Why could your IVA fail? What happens to your debts if this happens? Will you have to go Bankrupt? What are your other options?

Cases of home repossession during an IVA are rare but possible. Can any mortgage shortfall be included in the IVA? Would it be better to go Bankrupt?

What to do if you are having difficulty paying your IVA. Can you reduce your payments or settle early? Should you let your IVA fail? Options if your IVA fails.

You can allow your IVA to fail and go bankrupt. Is it possible to save your IVA? How to let it fail. What happens to money paid? The effect on your property.

Once your IVA is agreed you should stop receiving any payment demands from your creditors very quickly. What can you do if they keep calling?

How a change of circumstances will affect an Individual Voluntary Arrangement. When could an IVA be extended? Will it be reduced if you pay more?

What can you do if your ability to pay your IVA changes? Should you go Bankrupt if you are no longer able or willing to pay? What of you own your home?

How to repair your Credit Rating after an IVA. When is the record removed from your Credit File? Using a Credit Repair Card. Get a mortgage after an IVA.