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There are a number of Bankruptcy advantages and disadvantages. The main ones are detailed here.

Rules about how much you must pay to buy the beneficial interest in your home after Bankruptcy. Will the OR accept offers? Can the OR issue charging orders?

A charging order cannot be included in Bankruptcy. What happens if the property is repossessed? When should you allow your property to be repossessed?

It is difficult to include tax debts in a Debt Management Plan. Can you negotiate a separate payment plan? Should you start a different debt solution?

A mortgage shortfall is written off in Bankruptcy. What are the other options. Is it sensible to go bankrupt? Can Bankruptcy help after voluntary repossession?

Key advice that you should consider before making your decision to go Bankrupt

What is Bankruptcy? Is it the right debt solution for you? How much does Bankruptcy cost? The steps you need to take to go Bankrupt.