Should I pay for a Debt Management Plan or use a free service?

Is it worth paying for a Debt Management Plan? Information about free DMP services. The benefits of paying for a DMP service.

How much will my Debt Management Plan Payments be?

DMP payments are based on what you can afford. How this is calculated? Should you pay as much as you can? What if your creditors reject your payments?

The Cost of a Debt Management Plan

What is the cost of a Debt Management Plan? The cost of doing it yourself. Using a commercial company. The free to consumer option. Why pay for a DMP?