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Your creditors can still chase you if you are in Debt Management Plan. What if they do not agree with the Plan? The risk of getting CCJ or Charging Order.

Alternatives to borrowing to pay for your food. What debt management options are available? How to break the debt cycle. Affect on your credit rating.

Is debt forgiveness possible. Will your creditors agree to write off debt for you? Which debt solutions help you write off debt?

It is possible to use a DMP if you are on benefits. How does a DMP work? Will it extend your repayment period? What if you cannot afford to pay anything?

You can start a Debt Management Plan if you receive a pension. Will a DMP affect pension your fund? What if pension payments reduce during the Plan?

A budget for pet expenses can be included in a Debt Management Plan. What expenses are reasonable? What if you need to spend more on your pets?

Answers to key questions: Which debts are included? Can you change management companies? Affect on your bank account. Cost. What happens to joint debts?

Answers to some top DMP myths. When will creditor hassle stop? Is your home at risk of a Charging Order? Can debt be left out? Opening a new bank account.

Answers to some top DMP questions. How much will you have to pay? How long will the payments last? The affect on credit rating. Is a house at risk?