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Using a debt management solution can reduce stress. Is debt consolidation sensible? What are the other options? Where is the best place to get debt advice?

If you use a Debt Management Plan does this benefit you in the long run? How much debt do you have to repay in a DMP? Why do banks favour the use of DMPs?

Mortgage arrears cannot normally be included in a DMP. How can a DMP help repay mortgage arrears? What if your home has already been repossessed?

If you are struggling with debt how can you protect a car on HP? What happens to a car on HP in a DMP or IVA? Could you keep your car if you go Bankrupt?

If you are struggling with Store Card debts should you use a Debt Management Plan? How will a DMP affect you? Is this debt solution right for you?

It is difficult to include tax debts in a Debt Management Plan. Can you negotiate a separate payment plan? Should you start a different debt solution?

A frequently asked question from those considering a debt management plan is whether they will have to include all of their creditors in their DMP. We consider the options.

A Debt Management Plan has both advantages and disadvantages. What are the main advantages? What are the main disadvantages?

Key advice which you should consider before deciding to start a Debt Management Plan