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If I start an IVA what could go wrong?
The downsides of starting an IVA. What if you can not maintain your payments? Can you take a payment break or reduce what you pay? What if your IVA fails?
What is the IVA Register?
The IVA Register explained. Who can view the Register. When is your name added? What details about you are available? How long will you remain on the Register?
Is an IVA really as good as it sounds?
Is an Individual Voluntary Arrangement a good debt solution? Potential benefits and downsides of an IVA. Is this solution for everyone?
Are unrealistic IVAs pushing people into Bankruptcy
Are people starting IVAs that they cannot afford to pay? What happens if you cannot afford your IVA payments? Is bankruptcy and option if your IVA fails?
Debt Forgiveness – is it possible to write off my debts?
Is debt forgiveness possible. Will your creditors agree to write off debt for you? Which debt solutions help you write off debt?
If I do an IVA will my partner have to help pay my debts?
Your partner is not responsible for your debts if you start an IVA. Do they have to disclose their income? Can you pay their debt? What about joint debts?
Can I stop a charging order with an IVA?
An IVA can protect your home from a Charging Order. Are current applications suspended? What if the charging order is already in place?
Can an IVA help if mortgage rates go up?
An IVA can help with rising mortgage rates. How will an IVA help pay your mortgage payments? What is the risk to your property?
Can I do an IVA if equity in my house is more than my debt
You can start an IVA if the equity in your property is greater than your debt. Why will creditors accept? Could you ever be forced to sell your home?