Should you save if you are in debt

Is it better to save or pay off your debts? How much should you put aside each month? How can you save if you are struggling with debt?

I can’t pay my credit card – what can I do

The best way to solve credit card debt problems. Consolidation loan – is this a sensible option? Should you use a debt management solution?

The best way to a debt free Christmas

Avoid getting into debt this Christmas. How to work out what you have available to spend. How to set a Christmas spending budget and stick to it.

Top Money Management Tips

Sound money management advice to control your finances. Understanding your income and outgoings. Controlling your expenses. How to live within a budget.

Use a Money Diary to control your spending

What is a money diary? How to use this technique to keep your spending under control. Tips for making money diary usage a habit

How to calculate your disposable income

What is disposable (surplus) income and how to calculate it. What should you include as income? How to complete your living expenses budget.

Living Expenses Guide

A comprehensive guide to the living expenses allowed if you want to implement a Debt Management solution. Get a free copy of our living expenses guide.

Are high levels of Personal Debt a problem

When does personal debt become a problem? Reasons why personal debt can get out of control. How to resolve a personal debt problem

Beat debt using some simple money management techniques

Better manage your money using some simple techniques. How to understand your budget. Tips for keeping track of your spending. Advice about how to save.