Archives

Reducing personal debt levels in the UK must be a priority

Why have personal debt levels grown so large in the UK? How have many people avoided financial disaster? How to prevent debt problems in the future?

Should Personal Debt be more strictly controlled?

Is access to personal debt important? Should bank lending be more restricted? Should individuals take greater responsibility for their finances?

How to avoid Credit Card Debt

Hints and tips to help you avoid credit card debt. Keep a money diary of credit card spending. Keep credit card debt to a minimum by knowing your budget.

Avoid a Christmas Debt by budgeting

How to reduce Christmas Debt by sticking to a budget. The best way to make your Christmas shopping list. The most important thing to do in the New Year

How to cut the cost of your shopping and avoid the VAT rise

Plan before you go shopping to avoid buying what you do not need. The art of making a shopping list. Are three for two deal really as good as they sound?

How to Save Money

Why is saving important? How to save. How much should you save each month? Should you save or repay the debt that you owe first?

Personal Financial Planning

Why is financial planning important? How to calculate your disposable income. Techniques for better money management. How to save.