Archives

Is your home at risk if you have equity and go bankrupt? What if the amount is small? What if the total equity is large? What if house prices change?

If you rent should you go Bankrupt or start an IVA to manage your debts? How will Bankruptcy affect you and your credit rating? How long will it last?

Your property could be at risk if you pay unsecured debts over your mortgage. How to manage your unsecured debts so that your home is protected.

What is voluntary repossession? How to carry out voluntary repossession. How to deal with any mortgage shortfall after voluntary repossession of a property

A final Charging Order will be issued at a Court Hearing. Arguments which can be used at the Hearing to prevent a Charging Order from being issued.

How will a Debt Management Plan affect your home if you are renting? How will your landlord react? Can you rent a different property? Is it the best solution?

Property you own abroad is affected by an IVA? Is income from the property included? Is any equity at risk? What if you do not disclose the property?

Should you postpone your DMP if you plan to move. What if you want to rent? Should you delay if you want to buy? What if your credit rating is already poor?

It may be possible to add interest to a Charging Order debt. When can interest be added? How to reduce or stop interest if it is being added.