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Paperwork is normally required to start a Debt Management Plan? What paperwork do you need if you manage the Plan? What if you use a debt management company?

Is it essential to have a bank account if you start a Debt Management Plan? Can you keep your old account? How to open a new one.

Is it worth paying for a Debt Management Plan? Information about free DMP services. The benefits of paying for a DMP service.

Should you open a new bank account when applying for a Debt Management Plan? How and when to open a new account. Managing wages if paid into an old account.

Do you need a new bank account if starting a DMP? Which bank should you choose? What type of account should you open? When to start using it.

When is the right time to start a Debt Management Plan? Are you paying bills by borrowing more? What happens to your credit rating? Are there alternatives?

Choosing the right debt management company is important. Make sure they are licensed. Do you want help with a DMP or IVA? Are you comfortable with the advice?

You are allowed reasonable living expenses if your start a DMP. How to create your budget. What are realistic figures? Will your creditors agree? Can you save?

What expenses can you include for your children if you start a DMP? What if they are no longer at school? What if your creditors reject you expenses budget?