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Can I do an IVA if I have no disposable income?

If you cannot make monthly payments an IVA is possible. The option of using a lump sum settlement IVA. Can you start your IVA while waiting for a lump sum?

Can I do an IVA if I cannot remember how much I owe?

You should include all of your creditors in your IVA. How to find a list of what you owe. Can you add forgotten debts after your IVA has started?

Can I do an IVA if my house is in negative equity?

Is an IVA possible if your property is in negative equity? What if there is still negative equity at the end? What if the amount of equity has increased?

What happens if a creditor rejects my IVA?

If a creditor rejects your IVA proposal can it still be put in place? How many creditors have to accept the Arrangement? What if your IVA is rejected?

IVA – Individual Voluntary Arrangement

What is an IVA? The effects of an IVA. Is it right for you? How much will the Arrangement cost. How to start an IVA