Can you settle debt early during a debt management plan? The best time to do this. How much cash do you need? Do all debts have to be settled at same time?
Creditors are imposing modifications on almost all individual voluntary arrangement (IVA) proposals despite the implementation of the IVA protocol, a report from the Insolvency Service has shown.
If you are self employed and struggling with debt should you use a Debt Management Plan? Could you start an IVA? Can you go Bankrupt if self employed?
Both a Debt Management Plan and Individual Voluntary Arrangement will negatively affect your Credit Rating. Credit Rating differences between IVA and DMP.
Why have personal debt levels grown so large in the UK? How have many people avoided financial disaster? How to prevent debt problems in the future?
Is the threat of bankruptcy as worrying as it used to be? Reducing house prices have made bankruptcy easier. Has bankruptcy become more acceptable?
Will you become responsible for your partner’s debt if they start a Debt Management Plan or IVA? Can you ever be responsible for someone else’s debt?
When does personal debt become a problem? Reasons why personal debt can get out of control. How to resolve a personal debt problem
Mortgage lenders are failing to follow new rules designed to help people avoid repossession. Repossession safeguards need to be strengthened