Latest Articles

Number of CCJs rises by 100,000 in the first half of 2014. Why is the number increasing? What is the affect of a CCJ? Options if a CCJ is issued against you.

Personal debt problems in England & Wales are rising in 2014. Why is this happening? More people choosing IVAs. What impact will a rise in interest rates have?

Moving home can be difficult during bankruptcy. Can you buy a property? Can you rent your property out? Options for moving to different rented property.

Going bankruptcy could leave you debt free and give your family a fresh start. Is debt written off? Is the family home at risk? How much does it cost?

Options if you have borrowed a new Payday loan during your IVA. Can you add the loan? How could a payment holiday help? How to avoid borrowing during an IVA.

Property you own abroad is affected by an IVA? Is income from the property included? Is any equity at risk? What if you do not disclose the property?

Why is it sensible to open a new bank account if you are struggling with debt? Which Bank should you move to? What if you already have a poor credit rating?

An IVA can now be started based on payments of £100 a month. Why will creditors agree? Is a £100 IVA better then DMP? Would Bankruptcy be a better option?

Should you postpone your DMP if you plan to move. What if you want to rent? Should you delay if you want to buy? What if your credit rating is already poor?