Paperwork is normally required to start a Debt Management Plan? What paperwork do you need if you manage the Plan? What if you use a debt management company?

Is it possible to change your debt management company? How to switch to a new provider. Can you start managing you own Plan? Could you stop and use a different solution?

DMP payments are based on what you can afford. How this is calculated? Should you pay as much as you can? What if your creditors reject your payments?