Should you open a new bank account if starting a debt management plan? If so which type is best? Is it worth paying for a managed account?

Who is told you have started a Debt Management Plan? Does your Bank have to be know? Will your employer or landlord find out?

Are you allow to pay off a Debt Management Plan early? What is the best way to do it? Do all your debts have to be paid at the same time?

Your creditors do not have to agree to your Debt Management Plan (DMP). What can you do if one of your creditors says no? Will interest and charges be frozen?

Are you allowed to take a holiday during a Debt Management Plan? What is the best way to pay for it? Can you miss payments? Can save towards a holiday during your Plan?

You cannot guarantee interest will be frozen in a Debt Management Plan. What can you do to get interest frozen? Should you use an alternative debt solution?

You do not have to release equity if you use a Debt Management Plan (DMP). Can mortgage arrears be included? Is your property at risk of Charging Orders?

How to set up a Debt Management Plan yourself. How much to pay each creditor. How to negotiate with them. When to start making your payments.

What is the Debt Management Protocol? What standards has it introduced? Are they mandatory? Will the introduction of the Protocol be effective?