Archives

How will a Debt Management Plan affect your credit rating? When will it start to improve? Can you still use credit or borrow more during the Plan?

Find out how to get a copy of your Credit File. Who maintains the File? What is a Statutory Credit File? Understanding the information on your File.

The best ways to improve your credit rating. Pay the debt you owe. How to remove mistakes from your credit file. How to use a credit repair credit card

Information about how your credit rating is calculated. How do lenders use this to decide whether to lend? Do they use other criteria as well?