Does your partner have to pay your debts if you start an IVA? How is joint property affected? What of you have joint debts? Can you still pay your partner’s debts?
Can tax credits overpayments be included in an IVA? Will HMRC accept the proposal? What if the overpayments are in joint names? Is an IVA the best solution for tax credits overpayments?
You can do an IVA if you are receiving benefits. What if you are working as well? What if your only income is benefits? Can your partner help you pay?
Property you own abroad is affected by an IVA? Is income from the property included? Is any equity at risk? What if you do not disclose the property?
An IVA can help resolve a rent rent arrears problem. Can arrears from your current property be included? Will arrears from a previous property be written off?
An IVA can now be started based on payments of £100 a month. Why will creditors agree? Is a £100 IVA better then DMP? Would Bankruptcy be a better option?
Is it possible to reduce your CCJ payments? Can a CCJ be overturned by using a debt solution such as a DMP, IVA or Bankruptcy?
Can you keep your Car if you start an IVA? What happens if it is on HP or a Lease Agreement? When can you include car finance debt in an IVA?
What happens to your house if you start an IVA? Will you have to release equity? What if you cannot remortgage? Effect on a jointly owned property.