Can you do an IVA if you are a company director? What happens to company debts? How will your company be affected? Alternative debt solutions for directors.
Can HMRC debt be included in an IVA? Does the reason for the debt affect the decision? What if you are a home owner? Options if HMRC reject your IVA.
Should you stop your DMP and start an IVA? Will your debts be paid faster? Will your monthly payment change? What happens to your home and credit rating?
Guarantor loans must be included in an IVA. Will the guarantor still have to pay the debt? Think twice before getting a guarantor loan.
Does your partner have to pay your debts if you start an IVA? How is joint property affected? What of you have joint debts? Can you still pay your partner’s debts?
Can tax credits overpayments be included in an IVA? Will HMRC accept the proposal? What if the overpayments are in joint names? Is an IVA the best solution for tax credits overpayments?
If you are living with parents and start an IVA will their property be blacklisted? Are you allowed to pay them rent? Will they be liable for your debt?
When is a bailiff used? Can you include a bailiff debt in an IVA? What can you do while your IVA is being implemented?
You can do an IVA if you are receiving benefits. What if you are working as well? What if your only income is benefits? Can your partner help you pay?