An IVA can help if you cannot pay your mortgage. Will it be easier to make the mortgage payments? How is your home protected? Do you have to release equity?
What happens to an Attachment of Earnings in an IVA? Can an IVA stop it? Can it be issued after an IVA starts? What about creditors not included?
Can I include rent arrears in an IVA? Current landlord? Previous property? Clearing arrears and maintaining ongoing rent payments.
Are IVA payments lower than bankruptcy payments? How are they both calculated? Why pay an IVA for 5 years rather than go bankrupt?
Find out which is the best debt solution for you. Should you start a Debt Management Plan? What about an IVA? Could Bankruptcy be the best option?
Is it possible to include a payday loan in an IVA? How to stop your payday loan repayments. Will you be accused of fraud?
Will you have to release any home equity if you do an IVA. How much are you expected to release? What if there is no equity in your property?
Can I do an IVA if I am a pensioner. Am I too old. Is there a maximum age. Can i be forced to release funds from my pension.
Will the gas or electricity be cut off. What about arrears on our utility bills in an IVA. Are we allowed a mobile phone contract.