Archives

What happens to an Attachment of Earnings in an IVA

What happens to an Attachment of Earnings in an IVA? Can an IVA stop it? Can it be issued after an IVA starts? What about creditors not included?

Can I include rent arrears in an IVA?

Can I include rent arrears in an IVA? Current landlord? Previous property? Clearing arrears and maintaining ongoing rent payments.

Which payments are lower – IVA or bankruptcy

Are IVA payments lower than bankruptcy payments? How are they both calculated? Why pay an IVA for 5 years rather than go bankrupt?

What is the best debt solution

Find out which is the best debt solution for you. Should you start a Debt Management Plan? What about an IVA? Could Bankruptcy be the best option?

Can I include a Payday Loan in an IVA

Is it possible to include a payday loan in an IVA? How to stop your payday loan repayments. Will you be accused of fraud?

How is home equity affected if you do an IVA

Will you have to release any home equity if you do an IVA. How much are you expected to release? What if there is no equity in your property?

Can I do an IVA if I am a pensioner

Can I do an IVA if I am a pensioner. Am I too old. Is there a maximum age. Can i be forced to release funds from my pension.

What happens to my utility bills in an IVA

Will the gas or electricity be cut off. What about arrears on our utility bills in an IVA. Are we allowed a mobile phone contract.

Can I do an IVA if I cannot afford monthly payments?

Can I do an IVA with no monthly payments? What is the minimum payment for an IVA? Can payments start lower and then increase? What about lump sums?