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Is a joint debt management plan possible? How are the monthly payments calculated? What if you split up during a joint DMP?

Will your partner have make payments into your DMP? Can your partner pay the Plan o your behalf? What happens to any joint debts you have?

Can a joint debt be included in an IVA? Is the other person still liable? Can the debt be left out? Is a joint IVA possible?

What is a Joint IVA. Do both partner’s creditors have to agree? Is a Joint IVA always the right option? What if you split up?

Is your partner liable for your debt if you go bankrupt? Will their credit rating be affected? What happens to joint property? What about a joint account?

Joint debts when going bankrupt. Is my partner effected? What happens to my joint mortgage and the equity in my home? What options does my partner have?

Are you responsible for a spouse or partner’s debt? What if they use debt management? The impact on joint homeowners. Joint debt and personal guarantees.

Normally you are not responsible for your partner’s debt. Who is responsible after a relationship breakdown? Are they liable if they spent the money?

Do you have to tell your Partner about a DMP? Do you have to tell creditors about a Partner’s income? What if you have joint debts? Could your partner find out?