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An IVA can now be started based on payments of £100 a month. Why will creditors agree? Is a £100 IVA better then DMP? Would Bankruptcy be a better option?

You do not have to use a DMP before starting an IVA. When is it best to start a DMP first? Are there any downsides of starting DMP before an IVA?

What can do to be able to afford an IVA? Tips for reducing your living expenses. Do you have an HP agreement? Can you start an IVA without monthly payments?

Why will Creditors accept your IVA? Do they all have to agree? When do Debt Collection actions stop? What if your IVA is not accepted?

What is an Insolvency Practitioner? How to find the right one to help you with an IVA. What responsibilities do they have?

Can you hide an IVA from your partner? Will you have to declare their income? What if you jointly own a property? Is it best to tell them?

You can include a budget for the cost of keeping pets in your IVA living expenses. What are the allowable expenses? What of your pets cost more?

Do you need to change your Bank Account if starting an IVA? Which bank to choose? Do you open a Current or Basic account? When do you use the new account?

You can include your reasonable expenses in an IVA budget. What is reasonable? What if you need to spend more? What if the required IVA payments are too much?