Latest Articles

The best Debt Solution if Self employed

What is the best debt solution if you are self employed? Is consolidation the best debt solution? Should you consider debt management, IVA or Bankruptcy?

Should I do an Individual Voluntary Arrangement?

There are many things to consider before choosing an IVA. How much debt do you owe? How will your home be effected? What happens to your credit rating?

How can an IVA be used to avoid Bankruptcy?

An IVA is often seen as a better option than Bankruptcy. Does an IVA give your home more protection? What is right for directors? Is an IVA always better?

Managing your money at University

How to manage your money at University. Choosing a student bank account. How to use a monthly budget plan to manage your money and avoid too much debt.

Use a debt management solution to ease stress

Using a debt management solution can reduce stress. Is debt consolidation sensible? What are the other options? Where is the best place to get debt advice?

Is a Debt Management Plan a real debt solution

If you use a Debt Management Plan does this benefit you in the long run? How much debt do you have to repay in a DMP? Why do banks favour the use of DMPs?

The top 5 IVA myths answered

The top IVA myths uncovered including does your partner have to pay? Can you get a mortgage in the future and is your house ever at risk?

Top 5 IVA questions

Top IVA questions answered. How much will you pay? How long will the IVA last? Will you lose your house? How is credit rating affected? Who will find out?

Your rights when dealing with Debt Collectors

You have rights if you are contacted by a debt collector. What should you do? Can a collector come to your home? How to complain against harassment.