Latest Articles

Debt Forgiveness – is it possible to write off my debts?

Is debt forgiveness possible. Will your creditors agree to write off debt for you? Which debt solutions help you write off debt?

If I receive benefits is it possible to start a DMP

It is possible to use a DMP if you are on benefits. How does a DMP work? Will it extend your repayment period? What if you cannot afford to pay anything?

Number of people declaring themselves Bankrupt falls 27%

27% less people have gone Bankrupt in Q2 2012 than the same quarter in 2011. Is cost the reason? Overall figures of debt problems remain stable.

What is treated as an asset if I go Bankrupt?

Your assets will normally be safe if you go Bankrupt. Can you keep your car? Is your house always at risk? What happens to work tools?

Getting a mortgage after Debt Management

If you are keen to buy a new home after you have resolved a debt problem with debt management, saving for a good deposit is just as important as a good credit rating.

I am starting an IVA do I have to tell my partner?

Can you hide an IVA from your partner? Will you have to declare their income? What if you jointly own a property? Is it best to tell them?

Is Bankruptcy too easy?

New research suggests people feel that bankruptcy is just too easy

If I do an IVA will my partner have to help pay my debts?

Your partner is not responsible for your debts if you start an IVA. Do they have to disclose their income? Can you pay their debt? What about joint debts?

Jefferson Hobbs and claiming for PPI after Bankruptcy

Miss-sold PPI claim after bankruptcy, will Jefferson Hobbs help? Could you still benefit from PPI after bankruptcy? Will third party help be necessary?