Latest Articles

Debt problems expected if mortgage rates rise

After years of steady mortgage rates, there has been a sudden spate of increases that is causing a panic among homeowners. Why have the banks suddenly started cranking up rates?

Can I claim for PPI mis selling after my IVA has finished?

Claiming for PPI Mis Selling after your IVA is possible. Find out how the banks are likely to react. Should you get help from a Claims Management Company?

Which belongings will be taken from me if I go Bankrupt?

You will not normally lose personal belongings if you go Bankrupt. What happens to household items? Valuables may be at risk. What will happen to your car?

Can a Charging Order be included in an IVA?

Charging Orders cannot be included in an IVA. How can an IVA help pay an existing Charging Order debt? Can an IVA prevent more Charging Orders being issued?

How do I pay for the cost of going Bankrupt?

Options for paying the Bankruptcy Court fees. How to save the fee. Can you borrow the fee? Could you downsize your car to pay for bankruptcy?

Bankruptcy figures fall in 2011

Bankruptcy figures show a significant fall in 2011. Have personal debt problems really reduced? A tough economic climate in UK remains.

Is the cost of Bankruptcy forcing people into Debt Management?

Is the rising cost of Bankruptcy forcing people into Debt Management? Is there a cheaper alternative? Calls for reduced bankruptcy fees.

Are Individual Voluntary Arrangement payments fixed?

Individual Voluntary Arrangement payments can change. How will payments change if your income or living expenses change? Can IVA payments be extended?

Bankrupt but cannot afford the monthly payment

It is possible to change a Bankruptcy income payment. What if you gave incorrect information to the OR. What if you have a change in financial circumstances?