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Is the threat of bankruptcy as worrying as it used to be? Reducing house prices have made bankruptcy easier. Has bankruptcy become more acceptable?

When does personal debt become a problem? Reasons why personal debt can get out of control. How to resolve a personal debt problem

What are the Debt Relief Order qualification criteria? How much debt do you need? What is your income allowed to be? How much can your assets be worth?

What is the minimum payment for an IVA? How is your payment calculated? Can the amount you are paying ever go up? What happens if you get a windfall?

Options if you are made redundant during an IVA? Can it be settled early? What if you don’t get redundancy pay? What if a partner loses their job?

Can you start a Debt Management Plan if you live abroad. Get help to set up the Plan. The affect on your local credit rating.

How Guarantor Loans work. Including Guarantor Loans in an IVA. Can I pay the Guarantor Loan separately. Can a Guarantor do an IVA

Can I keep a windfall received while I am bankrupt? Will it mean the bankruptcy ends early? What if I get a windfall after bankruptcy

Can you still pay back debt owed to family if you go bankrupt? Should you pay them off before hand? Are you still allowed to pay them after your bankruptcy is over? Can family debt be included in bankruptcy?