The criteria for starting an IVA after moving abroad. Do you have to return to the UK to apply? Affect on local credit rating. Could you ignore the debt?
Is saving allowed in an IVA? How to save during the Arrangement. Is it better to increase your IVA payment? What if you have no savings in an emergency?
Can forgotten debts be added to an existing IVA? Can you add a brand new debt to the Arrangement? How to find out who you owe money to.
Do all your debts have to be included in an IVA? Is it ever possible to leave debts out? If you owe money to family can this be left out?
Taking a payment break during an IVA. How are missed payments made up? What if you miss a payment without agreement? Options if your payments are too high.
Is an IVA available if you are self employed? What if the business has just started? Is the bank account affected? Can you use any credit facilities?
Why is your IVA living expenses budget important? What are the allowable living expenses amounts? What if you spend more? Can your budget be changed?
Are you allowed to go on holiday during an IVA? What options do you have to pay for the holiday? Can a holiday be funded with a Payment Break?