Can we do a Joint IVA?

What is a Joint IVA. Do both partner’s creditors have to agree? Is a Joint IVA always right for a couple? What if you split up during the Arrangement?

How long does an IVA last?

How long will a standard monthly payment IVA last? Can the length increase? Is an IVA paid faster if the payments go up? Can the agreement be settled early?

Can you Save during an IVA

Is saving allowed in an IVA? How to save during the Arrangement. Is it better to increase your IVA payment? What if you have no savings in an emergency?

Can you go on Holiday during an IVA?

Are you allowed to go on holiday during an IVA? What options do you have to pay for the holiday? Can a holiday be funded with a Payment Break?