What is an Insolvency Practitioner? How to find the right one to help you with an IVA. What responsibilities does your Insolvency Practitioner (IP) have?
The IVA Register explained. Who can view the Register. When is your name added? What details about you are available? How long will you remain on the Register?
What happens to regular overtime during an IVA? Can you keep one off overtime payments? Will overtime mean the IVA is paid early? What if you get a bonus?
Is it possible to get a Mortgage during an IVA? Can you release equity to settle early? Can homeowners move house? Could you buy your first property?
Why would an IVA be rejected? If this happens will you be forced to go Bankrupt? Can you make a different IVA Proposal? What are the alternative options?
Is your Pension at risk if you start an IVA? Can you still pay into it? What happens to income you already get? Settling an IVA early with your pension.
The paperwork required for an IVA. Do you need a written home valuation? Does your Partner have to provide paperwork? What is needed for an Annual Review.
What is a Joint IVA. Do both partner’s creditors have to agree? Is a Joint IVA always right for a couple? What if you split up during the Arrangement?
How long will a standard monthly payment IVA last? Can the length increase? Is an IVA paid faster if the payments go up? Can the agreement be settled early?
Can you be forced to make a PPI claim during an IVA? What happens to any compensation paid? Is the compensation yours after your IVA is completed?