What is a Joint IVA. Do both partner’s creditors have to agree? Is a Joint IVA always right for a couple? What if you split up during the Arrangement?
Can a Company Director start an IVA? What if you are a sole trader? Will you be able to maintain your business bank account?
Can you keep your Car if you start an IVA? What happens if it is on HP or a Lease Agreement? When can you include car finance debt in an IVA?
Is your Pension at risk if you start an IVA? Can you still pay into it? What happens to income you already get? Settling an IVA early with your pension.
Your circumstances can change during an IVA. What happens to your payments if your income improves or falls? What if your expenses go up or down?
Can you apply for another IVA if your first is rejected? What alternative options can you consider? Will you be forced to go bankrupt?
Who will be told about your IVA? Could your employer find out about the Arrangement? Is it possible for someone to discover you are in an IVA?
The paperwork required for an IVA. Do you need a written home valuation? Does your Partner have to provide paperwork? What is needed for an Annual Review.
Is it possible to stop an IVA? Why might you want to? What are the implications if you are a home owner? What happens to the payments you already made? How to stop an IVA.
How much do you have to pay into an IVA? What is the minimum you can pay? Are your IVA payments fixed? What if you cannot maintain the payments?