Latest Articles

Can you remortgage to pay off an IVA early? How much do you need to raise? Is there sufficient equity in your property? What will your new mortgage cost?

What happens if you are a home owner and get a County Court Judgement (CCJ)? Will you then get a Charging Order? How will a Charging Order affect your property?

Can you do an IVA if you are a company director? What happens to company debts? How will your company be affected? Alternative debt solutions for directors.

Is your partner liable for your debt if you go bankrupt? Will their credit rating be affected? What happens to joint property? What about a joint account?

Why is your credit rating important? DMP or IVA – which has a worse affect on my credit rating? Can debt be managed with no affect on my credit rating?

Are you allowed to reduce your IVA payments? When is this possible? What is the likely impact? What can you do if your payments cannot be reduced?

Can you stop paying an IVA and go Bankrupt? When is bankruptcy a better option? Will you lose the IVA payments you have already made?

When is it possible to get a mortgage after your IVA? What will the mortgage cost? How much can you borrow? Can you get a mortgage during an IVA?

IVA v DMP – Which is the best debt solution? Which debts can be included? How long do they last? How is your home affected? Which is more flexible?