Latest Articles

There are downsides to an IVA. What happens if you cannot maintain your payments. What is the affect on your home and credit rating? What happens to windfalls?

HMRC to increase its use of Charging Orders to recover tax debt. When would HMRC apply? What is the affect on your property? How to avoid Charging Orders.

It is possible to start an IVA with just one creditor. What if you have recently consolidated debt? How to increase the chance of one creditor accepting an IVA.

If you go Bankrupt your mortgage still has to be paid. How will you be able to afford this? What are your options if you still cannot afford the payments?

You can allow your IVA to fail and go bankrupt. Is it possible to save your IVA? How to let it fail. What happens to money paid? The effect on your property.

An IVA can stop legal action being taken against you? What if you already have a CCJ or attachment of earnings? Can an IVA overturn a Charging Order?

How can rent arrears be resolved? Can you increase your income? Make savings in other areas. Prioritise your rent payments over debts. Use a debt solution.

When do debts become Statute Barred? Can all debt be statute barred? Can creditors stop it happening? Should you wait for debt to become statute barred?

The downsides of starting an IVA. What if you can not maintain your payments? Can you take a payment break or reduce what you pay? What if your IVA fails?