Latest Articles

What can do to be able to afford an IVA? Tips for reducing your living expenses. Do you have an HP agreement? Can you start an IVA without monthly payments?

What to do if you are having difficulty paying your IVA. Can you reduce your payments or settle early? Should you let your IVA fail? Options if your IVA fails.

Lenders can secure their debt against your property by applying for a Charging Order. Can you be forced to sell your home? How is the Charge issued?

Your creditors can still chase you if you are in Debt Management Plan. What if they do not agree with the Plan? The risk of getting CCJ or Charging Order.

Alternatives to borrowing to pay for your food. What debt management options are available? How to break the debt cycle. Affect on your credit rating.

Personal insolvencies in Q1 2013 lowest since 2008. Bankruptcies falling while number of IVAs is rising. What are the reasons for this? Is it a problem?

There are some downsides to an Individual Voluntary Agreement. Strict budget. Payments could increase. Affect on credit rating. Equity may have to be released.

Bankruptcy for beginners. How long does it last. What will you have to pay. Is you job affected? What happens to your house? What belongings can you keep?

What is the risk of being forced to sell your home after a charging order is issued? New minimum debt level before Order for Sale application allowed.