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Bankruptcy is not a private solution. Is it published in the newspaper? Where is it recorded? Is anyone told? Is this a good reason not to go bankrupt?

The equity in your partner’s property is not normally at risk if you start an IVA. What if you have an interest in the property? Can you give up your interest?

Mortgage arrears cannot normally be included in a DMP. How can a DMP help repay mortgage arrears? What if your home has already been repossessed?

If you are struggling with debt how can you protect a car on HP? What happens to a car on HP in a DMP or IVA? Could you keep your car if you go Bankrupt?

An IVA is a private debt solution. Where are IVAs recorded? Is an IVA more private than bankruptcy? Is any debt solution totally private?

You do not pay your partner’s debts if they go Bankrupt. Do you have to declare your income? Who pays the household bills? What happens to joint property?

If you are struggling with Store Card debts should you use a Debt Management Plan? How will a DMP affect you? Is this debt solution right for you?

When is the right time to start a Debt Management Plan? Are you paying bills by borrowing more? What happens to your credit rating? Are there alternatives?

You can go Bankrupt if you have recently used credit. Have you acted fraudulently? The issue of preferential payments. Can you borrow the Bankruptcy fee.