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How can debt management help pay mortgage arrears? Can your lender reduce your payments? What happens if you simply can’t pay your mortgage?

Options if you can’t pay your mortgage after the coronavirus payment break. How can your lender help? Reduce other debt payments to free cash

An IVA can help if you cannot pay your mortgage. Will it be easier to make the mortgage payments? How is your home protected? Do you have to release equity?

What is a mortgage shortfall? Can it be included in bankruptcy? How to write off a shortfall by going Bankrupt. Should you sign a Deed of Assignment?

When will interest rates go up? How to prepare for higher mortgage payments. Options for paying your mortgage by reducing payments to other debts.

What is voluntary repossession? How to carry out voluntary repossession. How to deal with any mortgage shortfall after voluntary repossession of a property

You must not pay unsecured debts over your Mortgage. If you do not pay your mortgage your home could be repossessed. Debt management options which will help.

When should you consider the voluntarily repossession of your home? What is the process and its implications? Should you sign a Deed of Acknowledgement?

Mortgage debt is not normally included in Bankruptcy. How is your mortgage paid? Is your house at risk? Can a mortgage shortfall be included?