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Write off a Mortgage Shortfall by going Bankrupt

What is a mortgage shortfall? Can it be included in bankruptcy? How to write off a shortfall by going Bankrupt. Should you sign a Deed of Assignment?

Voluntary Repossession

When should you consider the voluntarily repossession of your home? What is the process and its implications? Should you sign a Deed of Acknowledgement?

Can I include my mortgage debt if I go Bankrupt?

Mortgage debt is not normally included in Bankruptcy. How is your mortgage paid? Is your house at risk? Can a mortgage shortfall be included?

Homebuyers with variable mortgages should plan for rises

Millions of homebuyers who are paying variable mortgage rates are being urged to plan for rises.

Can an IVA help if mortgage rates go up?

An IVA can help with rising mortgage rates. How will an IVA help pay your mortgage payments? What is the risk to your property?

When Interest Rates increase what can I do?

What to do when mortgage rates and payments start to rise. Actions to avoid putting your property at risk if you are struggling to pay your mortgage.

The Mortgage Pre Action Protocol

The code of conduct that mortgage lenders must follow before trying to repossess your home. How will the mortgage protocol help you?

Shared ownership mortgage arrears

What happens if you get into mortgage arrears on a shared ownership scheme? How can your mortgage lender help you?

Dealing with a mortgage in arrears

How to recognise why you are in arrears. What help can your mortgage lender provide? How to free up cash so you can pay your mortgage on time.