Archives

How is a Charging Order issued?

A CCJ must first be issued before a Charging Order can be applied for. What is an interim Charge? How to stop a Charging Order application.

Will my property outside the UK be affected if I go Bankrupt?

Property owned abroad is included in Bankruptcy. Will you be forced to sell it? What if there is a lot of equity? Is it possible to hide the property?

What happens to my House in a Debt Management Plan?

You do not have to release equity if you use a Debt Management Plan (DMP). Can mortgage arrears be included? Is your property at risk of Charging Orders?

What happens if my house is repossessed during my IVA?

Cases of home repossession during an IVA are rare but possible. Can any mortgage shortfall be included in the IVA? Would it be better to go Bankrupt?

Voluntary Repossession

When should you consider the voluntarily repossession of your home? What is the process and its implications? Should you sign a Deed of Acknowledgement?

Tennant’s Rights if Landlord’s Property Repossessed

What can you do if the rented property you are living in is repossessed? What are your rights to stay in your home?

The rented property Eviction Process

When can you be evicted from your property? The eviction process for private and social rented property. Are rent arrears still payable after eviction?

How to deal with existing Rent Arrears

Tips and advice on how to pay your rent on time and repay existing arrears. Can a Debt Management solution help? How to negotiate with your landlord.

How to avoid Rent Arrears

Advice and tips for avoiding rent arrears. Options for increasing your income or reducing expenses to free up cash. Can you use a Debt Management solution?