How long does an IVA application take? When do you get protection from creditors? What can you tell them in the mean time? How to speed up the process.
What happens to regular overtime during an IVA? Can you keep one off overtime payments? Will overtime mean the IVA is paid early? What if you get a bonus?
Why is your IVA living expenses budget important? What are the allowable living expenses amounts? What if you spend more? Can your budget be changed?
A comprehensive guide detailing the living expenses allowed in an Individual Voluntary Arrangement. Get a free copy of our IVA living expenses guide.
The paperwork required for an IVA. Do you need a written home valuation? Does your Partner have to provide paperwork? What is needed for an Annual Review.
Do all your debts have to be included in an IVA? Is it ever possible to leave debts out? If you owe money to family can this be left out?
What you have to do to start an IVA. Completing your Statement of Affairs and drafting your proposal. How is the IVA agreed and when do payments begin?
What is the IVA Protocol. Has the Protocol made a positive difference? Updates to the Protocol terms and conditions since 2008.
An IVA can now be started based on payments of £100 a month. Why will creditors agree? Is a £100 IVA better then DMP? Would Bankruptcy be a better option?