Is a standard percentage of debt written off in an IVA? How much will you write off? Can the amount change? What if you’re a home owner?

Find out if you can do an IVA after you have moved abroad. How will your local credit rating be affected? Is it better to go bankrupt?

What is a Joint IVA. Do both partner’s creditors have to agree? Is a Joint IVA always the right option? What if you split up?

Can a Company Director start an IVA? What if you are a sole trader? Will you be able to maintain your business bank account?

Can you keep your Car if you start an IVA? What happens if it is on HP or a Lease Agreement? When can you include car finance debt in an IVA?

Is your Pension at risk if you start an IVA? Can you still pay into it? What happens to pension income you already get?

What happens to your monthly IVA payment if your income goes up or down? What if your living expenses increase or fall?

Can you apply for another IVA if your first is rejected? What alternative options can you consider? Will you be forced to go bankrupt?

Who will be told about your IVA? Could your employer find out? Is it possible for anyone to discover you are in an IVA?