Latest Articles

What is a mortgage shortfall? Can it be included in bankruptcy? How to write off a shortfall by going Bankrupt. Should you sign a Deed of Assignment?

Consolidation is often the first thing you try to manage debt. What are the benefits of a consolidation loan? Can consolidating make a debt problem worse?

Better manage your money using some simple techniques. How to understand your budget. Tips for keeping track of your spending. Advice about how to save.

If you are living with parents and start an IVA will their property be blacklisted? Are you allowed to pay them rent? Will they be liable for your debt?

What to do if you get a pay rise during Bankruptcy. Can you keep the extra money? What if you already have an IPA? The effect if you are already discharged?

When is a bailiff used? Can you include a bailiff debt in an IVA? What can you do while your IVA is being implemented?

Can you settle debt early during a debt management plan? The best time to do this. How much cash do you need? Do all debts have to be settled at same time?

Can you buy a new car during a Debt Management Plan. How to get a vehicle loan. Can you reduce or suspend your payments to pay for a new car?

When will interest rates go up? How to prepare for higher mortgage payments. Options for paying your mortgage by reducing payments to other debts.