Latest Articles

Options if you are made redundant during an IVA? Can it be settled early? What if you don’t get redundancy pay? What if a partner loses their job?

Can you start a Debt Management Plan if you live abroad. Get help to set up the Plan. The affect on your local credit rating.

How Guarantor Loans work. Including Guarantor Loans in an IVA. Can I pay the Guarantor Loan separately. Can a Guarantor do an IVA

Can I keep a windfall received while I am bankrupt? Will it mean the bankruptcy ends early? What if I get a windfall after bankruptcy

Can you still pay back debt owed to family if you go bankrupt? Should you pay them off before hand? Are you still allowed to pay them after your bankruptcy is over? Can family debt be included in bankruptcy?

Does your partner have to pay your debts if you start an IVA? How is joint property affected? What if you have joint debts?

How will a Debt Management Plan affect your credit rating? Will your credit rating be affected any worse if you start an IVA or go Bankrupt?

Are you responsible for a spouse or partner’s debt? What if they use debt management? The impact on joint homeowners. Joint debt and personal guarantees.

Is Bankruptcy right for you? Will you lose your home? Will you have to sell your possessions? What if your a company director?